Resources
Save Your Money: Write the Demand Letter Yourself
When folks consult a paralegal or lawyer because someone owes them money or hasn’t followed through on an agreement, they're usually asked if they have sent a demand letter and they haven't, more often than not, they're told that this is the first step in collecting what they are owed. And very often, the next suggestion is to hire a legal representative to draft and send the letter on your behalf. In many cases, that’s unnecessary.
Navigating the Disability Tax Credit
The Disability Tax Credit ("DTC") is a non-refundable tax credit under section 118.3 of the Income Tax Act (Canada). It is designed to reduce the income tax burden for individuals living with severe and prolonged impairments in physical or mental functions. In Ontario, the combined federal and provincial credits can reduce tax payable by approximately $1,986 annually (based on 2024 amounts). But the DTC is about more than tax relief.